While SJ Consulting Group, Inc. (SJC) provides the information on this server to anyone, we retain copyright on all text and graphic images. This means that you MAY NOT: distribute the text or graphics to others without the express written permission of SJC; "mirror" or include this information on your own server or documents without our permission; modify or re-use the text or graphics on this system. You MAY: print copies of the information for your own personal use; store the files on your own computer for your personal use only; reference hypertext documents on this server from your own documents.
The information, text, graphics, and links provided herein are provided by SJC as a convenience to its customers. SJC does not warrant the accuracy, or completeness of the information, text, graphics, links, and other items contained on this server or any other server.
SJC reserves all other rights.